Credit

Basic Info

• Type: Treasure
• Cost: 5
• Effect: +$3, +1 Buy. Take 3 Debt.

Rating

A Gold-equivalent payout with +1 Buy and a Debt drawback. Strong in long-game BM with Debt-management cards.

Tier B+. Powerful when Debt can be repaid; weak when repayment crowds out buys.

How to Play

Early: $5 buy. +$3 +1 Buy at cost of $3 Debt.

Mid: spam Credit but balance Debt. Repay before key Province turns.

Late: clear Debt then buy Province. Don't fire Credit on a Province turn.

Caution: stacked Debt can paralyze buys.

When to Pick / Skip

Pick when:

1. BM needs +$3 +1 Buy.
2. Baker/Patron carry $.
3. Long games with repayment slack.

Skip when:

1. Short rushes (no time to repay).
2. Pure engine wanting Province every turn.
3. Already strong Gold base.

1-2 copies typical.

Key Combos

Credit + Baker: Coffer carry repays Debt.

Credit + King's Court: KC + Credit = +$6 + 2 Buys + $6 Debt.

Credit + Haven: timing.

Credit + Key: stable +$1.

Credit + Patron: Coffer race vs Debt.

Credit + Messenger: gain synergy.

Synergies

• Baker: $ carry.
• Patron: Coffer.
• Haven: timing.
• Key: continuous +$1.
• Messenger: gain.
• Spices: Coffer-on-gain.
• King's Court (double-edged).

Counters & Bad Matchups

• Short games.
• Pure engines (Province every turn).
• Hand attacks.
• Imperial Envoy / Debt-cost cards.

Advanced Tips

Debt math: Credit's +$3 can be funneled into Debt repayment. Effectively +$0 +1 Buy turn.

Multi-buy trap: 3 Credits = +$9 + 3 Buys, but $9 Debt may freeze 3 buy phases.

Province timing: clear Debt before Province turn; don't fire Credit on it.

KC max: KC + Credit = +$6 + 2 Buys + $6 Debt.

Mirror: Debt management decides.

Haven: save Credit for the right turn.

3-pile-go: Credit's +1 Buy fuels mass-gain.

Long game: pay off Debt + Province line every other turn.

Imperial Envoy interplay: cost 6 Debt + Credit Debt risks paralysis.