Loan

Basic Info

• Type: Treasure
• Cost: 3
• Effect: +1 Coin. Reveal cards from your deck until you reveal a Treasure. Trash or discard it.

Rating

Treasure-searching trasher. +1 coin is half a Silver, but the Copper-trashing rider is potent. BM Copper-clearing or engine pivot.

Overall B+ tier. Strong BM Copper-cleanup. Useful for engine transitions.

Classic line: Open 3-coin Loan. Mid-game: Loan finds Coppers, trashes them, deck thins.

How to Play

Open with Loan on 3-coin (alternative to Chapel). Chapel = burst, Loan = gradual.

Mid-game: Loan trashes Coppers systematically. If Silver/Gold revealed, discard and reuse next time.

End-game: With Coppers depleted, Loan trashing whiffs but +1 coin remains.

Key Combos

Loan + King's Court: Loan is Treasure, not KC-target. KC on action that finds Loan boosts indirectly.

Loan + Smithy: Smithy reveals Loans.

Loan + Grand Market: Copper-trashing unlocks Grand Market buy.

Loan + Mine: Silver/Gold finds chain into Mine plays.

Synergies

• Chapel / Altar: Trashing combo.
• Smithy / Library: Drawing support.
• Grand Market: Copper-clear unlocks buys.
• Black Market: Treasure gain.

Counters & Bad Matchups

• Hoard / Bank: Risk of trashing high-cost Treasures.
• Heavy terminal collisions.
• Copper-empty state: Loan trash whiffs.

Advanced Tips

If Loan reveals Silver/Gold, discard (don't trash). Re-use next time.

KC + Loan via mirror: Loan is Treasure, KC doesn't apply directly.

3-pile end support: Loan systematically depletes Copper pile (10/40 cards in 4P).